SECURED BUSINESS FINANCE
Finance solutions
for Borrowers
Accredo is committed to finding the right secured finance solution for our borrowers, often when all other avenues have been exhausted.
We specialise in building strong relationships
Working through a network of brokers who really understand their clients’ needs and are quite often frustrated by the lack of bank support, we come together to put in place the right product for each client. With repayment terms ranging from 3-months to 10-years, and a variety of flexible options available, we always strive to provide whatever’s right for the client.
Accredo recognise and understand the common frustrations many borrowers face with traditional lenders:
- One-size-fits-all solutions
- Slow response times and the inability to speak with real people about your application
- Inconsistent communication and lack of transparency
- Lengthy and complex application processes
- Increased documentation and bureaucracy
How Accredo eliminates common frustrations for Borrowers.
Our secured loan process is designed to cater for both our brokers and their client’s needs, providing a more efficient and effective experience.
Bespoke repayment solutions for each individual borrower
Experienced customer services team on hand to answer your queries
Clear guidelines on what we need from you at each stage and how to progress your application
Indicative decisions provided to your introducer typically in one working hour
Minimal loan paperwork signed in the presence of an Accredo team member ensuring everything is correct first time
Accredo simplifies secured loans for Borrowers
Our team are on hand at every stage in the process to guide you through and ensure you know what is outstanding and when. Once your introducer has discussed the offer with you, we’ll be in touch to run through the requirements, answer any questions you have and find the right repayment solution for your business. We handle all requests to third parties and will let you know everything we need from you on day one.
Secured loans offer a powerful solution with flexible terms, interest-only profiles and even multi-drawdown options.
Tech-savvy lending
We’re always looking for innovative ways to improve our process and the experience for our borrowers. Cybersecurity is of great importance to us and always at the forefront of our minds when developing these features, that’s why we’re proud to be Cyber Essentials certified.
Our secure messaging app
Our app provides a simple and secure way for us to interact direct with borrowers. All communications are encrypted and private so you can be confident you are communicating directly with us when sharing confidential information. Using our app shortens key parts of our process from weeks to a matter of hours.
Our online questionnaires
Our online questionnaires are simple to complete and available for you to fill out at a time that suits you. With the push of a button they are submitted straight to our Customer Services team for review.
What is secured finance?
Accredo only offers secured loans, i.e. facilities where the borrower, along with a promise to repay, puts up an asset as security, typically the asset is a property. The value of the property minus the amount already borrowed against it is known as ‘equity’. The equity available will affect the amount that can be borrowed. Security over a property is taken by way of a ‘charge’ against it.
This type of loan is commonly used for debt consolidation, short-term cash injections and for businesses with poor credit or no (or limited) trading history.
We welcome proposals from limited companies and are happy to consider new-starts as well as established companies, and those with difficult credit histories. Not only this, but at Accredo we offer commercial loans to any business type for any commercial purpose.
Our solutions
Find out more about what we do and how we’ve been helping borrowers find bespoke solutions for over 25 years.
Our process
Discover the 5 simple steps to obtaining a secured commercial loan from Accredo.
What our clients say about us
“Your service has been incredible, from everyone I have spoken with and the way in which the app and everything works. Very easy and impressed!”
Mr D. H – Director
Watch & jewellery distributor (Northampton)
“…The recent funding support has enabled our business to quietly grow, and we continue to look forward to working with Accredo.”
Mr R. K – director
sports activity centre (Newquay)
“I am very grateful to the full team for your amazing service, and I look forward to continuing to work with you…”
Mr B. K – director
luxury luggage retailer (London)